![]() |
|
|||||||
| Parking Lot Off-topic chatter pertaining to movies, TV, music, video games, etc. |
![]() |
|
|
Thread Tools | Display Modes |
|
|
|
|
#1 |
|
Uncle Phil
Join Date: Feb 2004
Posts: 45,256
|
Re: Are You Ready to be a Dad?
@Cro4Jets I don't understand the question
Who will take care of the baby is definitely a big concern. Like I said, we don't have family nearby. We're a two-income household and the reality is while I make a decent salary, she's the true breadwinner. I know it's a bit of a difficult question to answer, but for the first year or two what are the average monthly expenses for a baby?
__________________
You're So Vain...You Probably Think This Sig Is About You |
|
|
|
|
|
#2 | |
|
Living Legend
Join Date: Oct 2004
Location: chesapeake, va
Age: 61
Posts: 15,817
|
Re: Are You Ready to be a Dad?
Quote:
|
|
|
|
|
|
|
#3 | |
|
Contains football related knowledge
Join Date: Mar 2004
Location: Second Star On The Right
Age: 62
Posts: 10,401
|
Re: Are You Ready to be a Dad?
Quote:
If you're both working, daycare is obviously the HUGE expense. That varies by location and you need to check it out and decide if it is worth working and paying for childcare. (For example - Given her experience, my wife could get a job that would essentially pay for day care, but not much more. Rather than work to pay for someone else to raise our kids, she is a stay at home mom and we forego the minimal extra income she would have provided). The other huge issue is health care. Lots of shots, emergency room visits, check ups, etc. If you have a rich policy, you will be fine. Otherwise, a chronically sick kid can be expensive. Even if not chronically sick (some kids just are - my niece and nephew are constantly running into niggling health issues), there are a lot of standard health care expenses in the first couple years. Check your coverages, see who has the best - balance this into your daycare/stay home parent analysis. For example, consider the following hypothetical: Your wife makes great salary but has crappy benefits, you have crappy salary but great health benefits. Will her great salary make up for the loss of your great benefits? Other than that, clothes, food and diapers are your main expenses. Again, I am guessing at 100-200/month. However, it's the day care (or loss of second income)/health care issues that are the main expenses for most.
__________________
Strap it up, hold onto the ball, and let’s go. |
|
|
|
|
|
|
#4 | |
|
Living Legend
Join Date: Mar 2006
Location: PA
Age: 46
Posts: 17,460
|
Re: Are You Ready to be a Dad?
Quote:
If you use store brand diapers...they're about $15 for 80-90 of them. Your biggest expense will be formula if she doesn't breastfeed. Big cans of Similac are about $15 each and you'll use at least one or two a week. Then there are wipes (80 for $3), food (about $0.60 a jar), cereal is cheap, about $1.50 a box that last a while (rice cereal). If you use those bottles with liners, they're more convenient but the refills are about $8 for 100. Luckily with your first baby, a lot of people give you clothes and blankets, so you could be set for the first year, clothes-wise. If you're like most parents, you'll just transfer money you spent on yourself to the baby's budget: eating out (can't do that as much if you wanted to with a baby), movies and entertainment...the extra things. You'll find it somewhere. I don't know how much your wife makes and it's none of our business, but sometimes daycare can sometimes eat up a large portion of one parent's weekly income, so even money-wise, the decision to continue to work may not end up helping the family budget anyways...so it will come down to if your wife wants a break (some mothers do) or wants to stay on her career track, or stay home. There's no right or wrong blanket answer and it's a personal decision for every couple, I just really believe there are big benefits to one parent being with the child every day. (not to infuriate people again) I'm just sharing my experiences as you asked...so you can consider everything as you plan your children with your wife. It doesn't hurt anyone to consider every option of a situation.
__________________
Not sent from a Droid, iPhone, Blackberry or toaster |
|
|
|
|
|
|
#5 | |
|
Quietly Dominating the East
Join Date: Mar 2005
Location: Naples, Florida
Posts: 10,675
|
Re: Are You Ready to be a Dad?
Quote:
__________________
Goodbye Sean..........Vaya Con Dios thankyou Joe....... “God made certain people to play football. He was one of them.” – Joe Gibbs |
|
|
|
|
|
|
#6 | |
|
The Starter
Join Date: Mar 2006
Age: 48
Posts: 1,851
|
Re: Are You Ready to be a Dad?
Quote:
Have you all discussed if she going to breastfeed ? I ask because that will figure in to how much you will have to pay in formula wich can hit your head something awful. My wife nursed and if we had to buy formula all of that time then we would've kicked out a whole lot of money. Are you ready to be a father ? I would say yes because you asked. That alone shows that you have the desire but you want to make sure that you are prepared for this. You're ready. Are you ready to wake up when he/she cries just because ? Are you ready to watch your cell phone sink into a foot bath ? Are you ready to wash poop off of your finger and under your fingernails because sombody just had to move while changinh a daiper ? Are you ready to walk into a room and have your child scream Daddy while running top speed to give you a hug ? If you answered yes, then you're ready. Go ahead and do it, my wife and I are actually contemplating having another one. We would like for me to have a more stable job, being a contracto and feeling the sting of a Federal Employee pushing me out I want a full government position unless I find a way to have a radio show. I love children and my little guy is the greatest thing that I have every created. Watching The Goonies there's a part at the end where Data (The litle asian kid) hugs his dad and tells him how he loves him and the dad looks at him and says, "You are my greatest invention" That shit is so real. My son is 2 years old now and he brings me so much joy. That little bastard makes me want to beat the piss out of him sometimes but as angry as I was when he took the bottle of lotion and rubbed it all over his body and the floor. I was angry, but we'll laugh about that someday. Just watching him grow and learn this world and life is worth everything "bad" that comes with it. They truly do grow fast. 3 months 6 months And this is my little dude at 2. My son knows the Redskins logo when he sees it. Go ahead and make one. It'll be the best thing that you have ever done.
__________________
Catch me on YouTube ! http://www.youtube.com/user/DowntimeRB?feature=mhw5 The "punishment" by the league : "It's like getting a ticket for going too fast on a road a week ago and they changed the speed limit today" |
|
|
|
|
|
|
#7 | |
|
Living Legend
Join Date: Oct 2004
Location: chesapeake, va
Age: 61
Posts: 15,817
|
Re: Are You Ready to be a Dad?
Quote:
|
|
|
|
|
|
|
#8 | |
|
The Starter
Join Date: Mar 2006
Age: 48
Posts: 1,851
|
Re: Are You Ready to be a Dad?
Quote:
WAY TO LEAVE IT IN SMOOT ! CONGRATS !!!!!!!! I'm sure you will do a great job !
__________________
Catch me on YouTube ! http://www.youtube.com/user/DowntimeRB?feature=mhw5 The "punishment" by the league : "It's like getting a ticket for going too fast on a road a week ago and they changed the speed limit today" |
|
|
|
|
![]() |
|
|