Where Do You Bank?

[Schneed10]

To me where you bank matters very little. Where you invest however, matters.

[GMScud]

Originally Posted by Schneed10

To me where you bank matters very little. Where you invest however, matters.

Exactly. I'm a BOA customer with our checking accounts and a few credit cards, and my wife and I also have an account with BB&T. BOA has great customer service and doesnt hit me with any exorbitant fees. That's all I really care about.

[RedskinRat]

Originally Posted by Schneed10

To me where you bank matters very little. Where you invest however, matters.

Run! He's selling gold!

[los panda]

Originally Posted by GMScud

BOA has great customer service and doesnt hit me with any exorbitant fees.

but they still hit you with fees?

[firstdown]

Actually I think BOA is one of the worse. They tried to hit me with a $105 late fee on a business CC account. I was a few days late but had never been late and I had to threaten to cancel the card before they would remove the fee.

[GMScud]

Originally Posted by los panda

but they still hit you with fees?

Well fortunately I haven't had to deal with overdraft fees since my college days. I don't pay any other fees other than the interest rates on my credit cards. I was gonna drop them if they went through with that $5 monthly fee, but they thought better of that.

I've had nothing but good experiences with their customer service. I had someone jack my check card number somehow a few years back and they charged a few grand in unauthorized purchases. BOA's fraud department was great. Very courteous, and they put the money back in my account immediately, overnighted me new cards, etc etc.

[los panda]

Originally Posted by firstdown

Actually I think BOA is one of the worse. They tried to hit me with a $105 late fee on a business CC account. I was a few days late but had never been late and I had to threaten to cancel the card before they would remove the fee.

i encountered a lot of the same. the owners of the company i worked for in dc used bofa ccs, i did the books and noticed some stuff that just wasn't right. i showed them some other options but they wanted to stick with bofa, it was their money

[firstdown]

The only reason my account is still with BOA is that I'm lazy and I need to spend all my points before I cancel the cards. I pay every office expense with my BOA card then pay it off each month. I'm their worse customer. They pay me points and make nothing in return.

[los panda]

i noticed usaa advertisements on this site, i never noticed them before this thread.

[mredskins]

Originally Posted by GMScud

Well fortunately I haven't had to deal with overdraft fees since my college days. I don't pay any other fees other than the interest rates on my credit cards. I was gonna drop them if they went through with that $5 monthly fee, but they thought better of that.

I've had nothing but good experiences with their customer service. I had someone jack my check card number somehow a few years back and they charged a few grand in unauthorized purchases. BOA's fraud department was great. Very courteous, and they put the money back in my account immediately, overnighted me new cards, etc etc.

I have BOA for my debit cards and they are great no problems and plenty of ATM's, even the Royal Farms has the ATM's. Plus you can go to CA and still have your local bank. Online banking rocks with them as well.

Now as far as my car loans (all paid off right now) mortgages savings accounts etc.... I do all that through Navy Federal. Can't beat them!

[los panda]

you can do all that with nfcu, and use any atm at 711 instead of royal farms (which are not national)

[mredskins]

Originally Posted by los panda

you can do all that with nfcu, and use any atm at 711 instead of royal farms (which are not national)

Yeah I know but I have everything set up online for BOFA so it be a bitch to switch. I was going to if they did the $5 thing but they didn't.

Sometimes I do need to talk to someone at the bank and NFCU closet branch is in Annapolis over an hour for me.

[los panda]

yeah before they opened a branch in laurel, there wasn't one near me. that was before i worked in dc. i hate going to the bank

[mredskins]

Originally Posted by los panda

yeah before they opened a branch in laurel, there wasn't one near me. that was before i worked in dc. i hate going to the bank

I agree but sometimes yo ujust have to get face to face with them. What gets me are the lines of people that are there everyday. I am standing at the ATM thinking what are they all waiting for? I am talking about going to the teller.

[los panda]

Originally Posted by mredskins

I agree but sometimes yo ujust have to get face to face with them. What gets me are the lines of people that are there everyday. I am standing at the ATM thinking what are they all waiting for? I am talking about going to the teller.

ha! amen to that. i've never seen anyone in front of me do something with the teller that they couldn't have done over the phone or at the atm.