Stock Market

MTK · 12-21-2006, 10:25 AM

Quote:

Originally Posted by itvnetop

Is that the guy who sounds like he's hopped up on too much java? He looks like he's going to have an aneurysm at any moment hehehe...

That show makes me laugh... literally. I'll switch by and I just have to stop and watch that circus for a few minutes.

cpayne5 · 12-21-2006, 11:47 AM

My company contributes 10% (based on my salary) into a 401k, no matter what I put in. Next year, I will be 100% vested. Other than the growth numbers they provide, I don't really know much about the various funds they allow me to move my money between. At the moment, I'm just playing around with about 30% of the value in funds labeled something other than 'stable'

. Can someone give me some opinions about my options here?

BDBohnzie · 12-21-2006, 12:14 PM

Here is what the 401(k) advisor at my old company told me. Have a diversified portfolio and be sure to have monies distributed across different degrees of risk.

The younger you are, the easier it is to go with higher risk options (International/Foreign Funds, Small Cap Funds, some Mid Cap funds). The closer you get to retirement, the less risk you want (as to not lose your shirt) in your portfolio (some Mid Cap, Large Cap, Gov't Bonds, Money Market). Morningstar provides some in depth analysis of all the Munies out there.

If the option is available, and you're unsure of your financial prowless, see if your 401(k) has options for "Profile Series". These are pre-diversified options that let the fund managers choose what is in your profile. Most are split between Conservative, Moderate and Aggressive (to varying degrees).

Monkeydad · 12-21-2006, 02:10 PM

Quote:

Originally Posted by GhettoDogAllStars

Here's a good stock to start with:
BERKSHIRE HATHAWAY INC.

HA. One share will take a lifetime to save up for!

The key to success...

DIVERSIFY!!!!!!!!!

onlydarksets · 12-21-2006, 02:53 PM

A lot of the investing strategies depend on how far down you need the money. If you have a USAA account, their website has a lot of good info on investing. Of course, as great a company as they are, take everything with a grain of salt when it comes time to pay commissions.

12-21-2006, 11:47 AM	#17
cpayne5 Playmaker Join Date: Feb 2004 Posts: 3,807	Re: Stock Market My company contributes 10% (based on my salary) into a 401k, no matter what I put in. Next year, I will be 100% vested. Other than the growth numbers they provide, I don't really know much about the various funds they allow me to move my money between. At the moment, I'm just playing around with about 30% of the value in funds labeled something other than 'stable' . Can someone give me some opinions about my options here?

12-21-2006, 12:14 PM	#18
BDBohnzie Playmaker Join Date: Feb 2004 Location: Frederick, MD Age: 45 Posts: 4,628	Re: Stock Market Here is what the 401(k) advisor at my old company told me. Have a diversified portfolio and be sure to have monies distributed across different degrees of risk. The younger you are, the easier it is to go with higher risk options (International/Foreign Funds, Small Cap Funds, some Mid Cap funds). The closer you get to retirement, the less risk you want (as to not lose your shirt) in your portfolio (some Mid Cap, Large Cap, Gov't Bonds, Money Market). Morningstar provides some in depth analysis of all the Munies out there. If the option is available, and you're unsure of your financial prowless, see if your 401(k) has options for "Profile Series". These are pre-diversified options that let the fund managers choose what is in your profile. Most are split between Conservative, Moderate and Aggressive (to varying degrees). __________________ Bad Things man, I mean bad things... “WE TOOK HIM IN THE SIXTH ROUND SO WE'RE NOT SMART EITHER.” - Shanny on what the Skins saw in Alfred Morris

12-21-2006, 02:53 PM	#20
onlydarksets Playmaker Join Date: Nov 2004 Location: all up in your business Posts: 2,693	Re: Stock Market A lot of the investing strategies depend on how far down you need the money. If you have a USAA account, their website has a lot of good info on investing. Of course, as great a company as they are, take everything with a grain of salt when it comes time to pay commissions.

Stock Market

Parking Lot