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02-15-2012, 05:49 PM | #1 |
Pro Bowl
Join Date: Mar 2009
Location: Los Angeles
Posts: 5,230
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Where Do You Bank?
I'm just glad that my father was a stone-cold killer in the military, giving me the chance to bank with USAA. i highly recommend USAA to anyone who is eligible. i saved a pantload on car insurance, and at the time i joined, i was getting cash rewards on my debit/check card. cash rewards on a debit card was insane to me. i've been a member for about a year now, and i have never needed to go to a physical location to take care of any of my banking needs. i can use any atm because they refund all fees. i can deposit checks with a camera. everything is free, no fees at all. they just gave me a $5 thank you into my credit card account for no apparent reason. i love my bank.
i don't know where i would bank otherwise.
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02-15-2012, 05:57 PM | #2 | |
Living Legend
Join Date: Oct 2004
Location: chesapeake, va
Age: 60
Posts: 15,817
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Re: Where Do You Bank?
Quote:
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02-16-2012, 12:20 AM | #3 |
MVP
Join Date: May 2004
Age: 46
Posts: 10,164
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Re: Where Do You Bank?
There is no such thing. USAA is a non-profit outfit. Members are kind of like share-holders.
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02-16-2012, 11:32 AM | #4 |
Living Legend
Join Date: Oct 2004
Location: chesapeake, va
Age: 60
Posts: 15,817
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Re: Where Do You Bank?
I don't know if they are a non-profit but I do know they are a Mutual Insurance Company which means they are owned by the policy holders. At one time USAA was very restrictive on who they would write policies for but over the years have opened their doors to insuring people who have not even served in the military. While they are a very good insurance company by opening the door to more customers it has also driven up their losses and rates. At one time I would not even waste my time quoting a USAA customer because I could not touch their rates. Over the past 5 yrs I have been taking USAA customers saving them from between $200 up to $700 a year on auto ins. In our area if your not a current USAA customer they will not even write you a homeowners policy because of how close we are to the coast.
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02-15-2012, 06:00 PM | #5 |
Pro Bowl
Join Date: Mar 2009
Location: Los Angeles
Posts: 5,230
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Re: Where Do You Bank?
no, i do not. but, i am interested in a quote from you.
i tried to pm you but your box was full
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9 21 28 33 42 43 44 49 65 81 Last edited by los panda; 02-15-2012 at 06:02 PM. |
02-15-2012, 06:04 PM | #6 |
Uncle Phil
Join Date: Feb 2004
Posts: 45,256
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Re: Where Do You Bank?
We forgot to tell you guys we're going to have sponsored posts now to offset server costs
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You're So Vain...You Probably Think This Sig Is About You |
02-15-2012, 06:08 PM | #7 |
Pro Bowl
Join Date: Mar 2009
Location: Los Angeles
Posts: 5,230
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Re: Where Do You Bank?
i just feel sorry for anyone who has to pay a single fee to do their banking, for anyone who has to worry about which atm they use, so on and so forth. i'm also curious to know where many people choose to do their banking. i use NFCU for the big stuff, but i use USAA for my everyday needs.
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02-15-2012, 06:16 PM | #8 |
Pro Bowl
Join Date: Sep 2010
Location: Holland, Michigan
Posts: 5,741
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Re: Where Do You Bank?
Firstdown must be a popular guy to have his PM box full.
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REDSKINS FAN SINCE 1968 |
02-15-2012, 07:28 PM | #9 |
The Starter
Join Date: Jan 2008
Location: Staunton, VA
Posts: 1,261
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Re: Where Do You Bank?
I use USAA, also for my car insurance and mortgage. It is simply the best!
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F#$% the Cowpukes! |
02-15-2012, 07:40 PM | #10 |
Hug Anne Spyder
Join Date: Mar 2005
Posts: 20,446
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Re: Where Do You Bank?
I just switched to Navy Federal from Wells Fargo, and Navy Fed. isn't bad. I've got several annoyances though, I have "the red card" as it's known at Costco and it's a pain in the ass having it as my main banking account because Costco doesn't take the check card from Navy Federal, so I have to go to an ATM and withdraw cash in advance before I go shopping at Costco. And I don't want to go through the hassle of switching banks again so I'm probably going to stick with Navy Federal and see if they can't get their issues with Costco worked out. I also don't like how few branches they have, and before I got direct deposit it used to take them 2-3 days to get my check to show up in my account. But other than all that it's not bad.
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Hail to the Football Team |
02-15-2012, 07:46 PM | #11 |
The Starter
Join Date: Mar 2009
Location: Norfolk, Va (OV)
Posts: 1,566
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Re: Where Do You Bank?
I bank with Bank of America just to have the redskins on my card. You didn't know?
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'Any NFL team will win with RG3. Imagine how exciting it will be watching him do it.' |
02-15-2012, 08:36 PM | #12 |
Puppy Kicker
Join Date: Feb 2004
Location: Arlington, Virginia
Age: 41
Posts: 8,341
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Re: Where Do You Bank?
USAA here as well. I have everything through USAA. Car insurance, renters insurance, savings, checkings, investments, credit card, etc. I couldn't recommend it more.
USAA's insurance may not be the cheapest, but they have competitive prices and most importantly, the absolute best customer service you could ever ask for from a company. I have no worried that they will try to **** me if I have an emergency like many of those discount insurances.
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Best. Player. Available. |
02-15-2012, 08:42 PM | #13 |
Fire Bruce NOW
Join Date: Sep 2008
Location: Hattiesburg, MS
Posts: 11,434
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Re: Where Do You Bank?
Checking account and mortgage at a local bank with friendly rates. Savings account and car note at a local credit union.
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02-15-2012, 08:43 PM | #14 |
Living Legend
Join Date: Dec 2005
Location: Washington DC
Age: 38
Posts: 16,867
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Re: Where Do You Bank?
My dad is with Navy Federal so I have an account under him and I also use Citibank. I absolutely hate Citibank, my APR for the credit card I have (granted its $22 overdrawn right now) is sky high, almost 17%, even though I've NEVER made a late payment. Mind you, I've been a Citicards holder since 2007. My APR was 12% and when the economy took a dive everyone's APR shot up.
I don't really have a problem with Citibank's checking/saving other than because I keep less than some ridiculous amount of money in my checking (I think its like $1000 minimum), I pay like a $15 a month service fee. Only if you have the $1000+ is that charge waived.
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Establishment, establishment, you always know what's best. I've been a part of this message board for 17 years. Damn I'm old. |
02-15-2012, 08:49 PM | #15 |
Pro Bowl
Join Date: Mar 2009
Location: Los Angeles
Posts: 5,230
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Re: Where Do You Bank?
navy fed can do everything for you that citibank does for you. dump them! charging $15/month for holding YOUR money?!? that's crazy
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