Re: Roth IRA, looking for advice
i use american funds or us global. american has the lowest fees for managed funds with better returns than the S&P (lifetime, which varies between 10 and 70 years depending on the fund) and lower betas (vanguard or fidelity index funds have lower fees, but no research since they just buy what the market buys). beta is the volatility compared to the S&P (which is always 1, lower is better).
I'll get some more info up later tonight... don't have time to drag out my statements and such right now :/.
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