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You really do not want to put to much of your IRA in an agressive fund because it is what your saving for your retirement. I have mine set up something like this 20% safe stuff that will almost always grow but at a slow rate. 60% of moderate stuff that will do about average to a little above average growth. 20% in a somewhat agressive stuff but not anything over the top. Have you talked to a Financial Specialest if not you should talk to a couple and get a feel for which one has your best interest. If they start off by trying to sell you a varable annuity you need to ask alot of questions because they already have tax advantages and tend to have more cost involved which takes from your bottom line. Some do offer stuff which could offset any cost they may have but still be careful. I have a series 6 & 63 lic. but I do not sell these products because I have a specialest who does this for a me and I stick to property and auto ins. products. The reason I do not sell them is because I fell its better left to someone who does this full time and selling other ins. takes up most of my attention.