Quote:
Originally Posted by mredskins
yeah it is odd but unless you are trying to purchase a home i wouldn't worry to much; 20 points isn't that big a deal.
you may want examine your total credit limit; do you have a bunch cards just sitting there with high credit limits (meaning its a card with $10K of credit but you have $0 charged to it)? But also don't close a CC that you have had for a long time because they like to see a long history of credit, its so a double edge sword.
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Only credit cards I have are ones I use. I haven’t closed any accounts.
The only thing I can think of is the student loan pause but that’s not supposed to hurt you.
I’ve done a free credit report check and everything looks fine, it’s really odd.