[SunnySide]

Im a car accident attorney and deal with the State Farm, Liberty Mutual, Allstates etc. Each company has their own cost approach to settling cases. in each state (and county) it is different. In Maryland, Allstate and Maif claims are always going to trial no matter what. Their approach is to offer 8k total on 8k medicals and you have to do a trial against them for decent money. State Farm, geico, usaa you can usually settle pre-litigation or after you file suit but trials are less likely.

Coivd hits.

Courts close down.

State Farm was the first one to start making horrible offers. SF has always been the most forward thinking insurance company imo. Then all the other insurance companies started following suit.

They did this because they know people are out of work and need money and that they only alternative to accepting a horrible offer is to go to court ... but now courts are closed and people would have to wait over 1 year now for trials.

I went off on a liberty mutual adjuster yesterday. I told him how horrible insurance companies are for taking advantage of covid .. and he agreed. All he could say is that he has his marching orders from higher up.

Fuck car insurance companies.