Where Do You Bank?

Checking account and mortgage at a local bank with friendly rates. Savings account and car note at a local credit union.

My dad is with Navy Federal so I have an account under him and I also use Citibank. I absolutely hate Citibank, my APR for the credit card I have (granted its $22 overdrawn right now) is sky high, almost 17%, even though I've NEVER made a late payment. Mind you, I've been a Citicards holder since 2007. My APR was 12% and when the economy took a dive everyone's APR shot up.

I don't really have a problem with Citibank's checking/saving other than because I keep less than some ridiculous amount of money in my checking (I think its like $1000 minimum), I pay like a $15 a month service fee. Only if you have the $1000+ is that charge waived.

:doh:

navy fed can do everything for you that citibank does for you. dump them! charging $15/month for holding YOUR money?!? that's crazy

navy fed can do everything for you that citibank does for you. dump them! charging $15/month for holding YOUR money?!? that's crazy

I would but the account is literally, under my dad's so he'd see all the purchases I make, deposits, withdrawls, etc. Not that I'm doing anything illegal. lol

only your savings account should be visible/accessible

I also love USAA. Because everytime I have one of their customers shopping for cheaper insurance I know I can save them several hundred under USAA. They are not cheap for insurance in our area. You own stock in USAA?
There is no such thing. USAA is a non-profit outfit. Members are kind of like share-holders.

Also USAA's insurance is often more expensive because it is better. The term sheet may match but they are simply the best to deal with by a mile. They don't have to squeeze every penny out of their customers so they focus on not being dipsh*ts like all the other insurers who have a responsibility to maximize shareholder value.

I would but the account is literally, under my dad's so he'd see all the purchases I make, deposits, withdrawls, etc. Not that I'm doing anything illegal. lol

Plus he would find out about your internet meme addiction...oh wait, that's just in the Pics to Share thread. :)

I bank with Capital One but I also have a SECU savings account (I got my car loan through them). I've thought about switching to SECU, but haven't felt like doing so. If Cap One starts charging me outrageous fees, I would do it.

I bank off the backboard all day every day fa sho.

Plus he would find out about your internet meme addiction...oh wait, that's just in the Pics to Share thread. :)

I bank with Capital One but I also have a SECU savings account (I got my car loan through them). I've thought about switching to SECU, but haven't felt like doing so. If Cap One starts charging me outrageous fees, I would do it.i had a capital one credit card for several years. shortly after they bought chevy chase, they tried to charge me an annual fee just for using the card. i cancelled my card immediately.