A Wedding, a wife, a house oh my!!!

Dude you are giving me all this crap and your up to your eyes in debit.

I have no revolving debit. My cars are paid off. No student loans, etc.. Other then that I have my mortgages and every day expenses. Let me add day care to that also.

I honestly don't care what your financial situation is but for you to come in here and poop all over me about how to spend and invest money is hilarious.

For the record I am 38 we are pretty close in age.

Well gee, I thought we were going to agree to disagree. ;)

I said I HAD debt. I didn't say I was up to my eyes in debt. There is a difference. Secondly, I didn't HAVE to go to a Dave Ramsey class, I did so because I wanted to and it's the best thing I have ever done. Anybody can go to his class regardless of financial standing. Also, I would just about bet that what debt I have, mortgage include, is a mere portion of your mortgage on one property.

Your advice to WaldSkins was not to purchase a home in this market because you get nothing on a return of investment and you're better off renting. This is what you said. The home won't appreciate, so you won't make any money off of it. This is the bases of your entire argument against what I said. And I basically said, we need to wait and see what WaldSkins' intentions toward buying a home are before we say he shouldn't. Go back and read what I typed, don't just highlight the things that make you all butt hurt. I outlined a list of things that WaldSkins should do before he buys a home...you disagreed with it, all because you didn't like me saying one should never purchase rental property, unless it's paid in full, that it is a bad idea.

And again, I posted that I was glad it was working for you, and I hope it does continue to work for you. But, you're all defensive because we have stated that it is a huge risk and you could really LOSE A LOT in this if you're not careful. I'm just stating the obvious. It doesn't have to be Dave Ramsey or any other financial guru to tell someone taking out a second or a third mortgage on rental property is not a very good idea unless you absolutely have no choice for some reason. If you had said renting is the best option until you have enough money to afford to purchase a home, we all would agree with you, because that is what we have been saying...but that wasn't the argument.

Anyway, I'm tired of you...I'm going back to talk about quarterbacks in thread number 5 or 6......

Well gee, I thought we were going to agree to disagree. ;)

I said I HAD debt. I didn't say I was up to my eyes in debt. There is a difference. Secondly, I didn't HAVE to go to a Dave Ramsey class, I did so because I wanted to and it's the best thing I have ever done. Anybody can go to his class regardless of financial standing. Also, I would just about bet that what debt I have, mortgage include, is a mere portion of your mortgage on one property.

Your advice to WaldSkins was not to purchase a home in this market because you get nothing on a return of investment and you're better off renting. This is what you said. The home won't appreciate, so you won't make any money off of it. This is the bases of your entire argument against what I said. And I basically said, we need to wait and see what WaldSkins' intentions toward buying a home are before we say he shouldn't. Go back and read what I typed, don't just highlight the things that make you all butt hurt. I outlined a list of things that WaldSkins should do before he buys a home...you disagreed with it, all because you didn't like me saying one should never purchase rental property, unless it's paid in full, that it is a bad idea.

And again, I posted that I was glad it was working for you, and I hope it does continue to work for you. But, you're all defensive because we have stated that it is a huge risk and you could really LOSE A LOT in this if you're not careful. I'm just stating the obvious. It doesn't have to be Dave Ramsey or any other financial guru to tell someone taking out a second or a third mortgage on rental property is not a very good idea unless you absolutely have no choice for some reason. If you had said renting is the best option until you have enough money to afford to purchase a home, we all would agree with you, because that is what we have been saying...but that wasn't the argument.

Anyway, I'm tired of you...I'm going back to talk about quarterbacks in thread number 5 or 6......


Clearly says have in your post. =)

And who is we are you french now? Only you said my rentals are a bad idea.

Just because Dave R came to your church and told you this is how you spend your money is not necessarily the only way you should do it or can do it.

I am not the only one that finds Dave R kind of a joke.

Is Dave Ramsey A “Financial Expert” (http://www.moneysmartsblog.com/is-dave-ramsey-a-financial-expert/)

Clearly says have in your post. =)

And who is we are you french now? Only you said my rentals are a bad idea.

Just because Dave R came to your church and told you this is how you spend your money is not necessarily the only way you should do it or can do it.

No, I wasn't the only one who said rentals are a bad idea. Apparently reading comprehension isn't one of your strong suits.

Secondly, Dave Ramsey didn't come to my church, nor did I take this class at my church.

Girls, girls, you're both pretty, can we go home now?

Always buy a house when you can afford it. The price will appreciate over time. Renting is never favorable over the long term. And trying to play the housing market and time it is a fool's errand.

Likewise, don't be so risk-averse. There's risk in missing a quality opportunity, you know.

No, I wasn't the only one who said rentals are a bad idea. Apparently reading comprehension isn't one of your strong suits.

Secondly, Dave Ramsey didn't come to my church, nor did I take this class at my church.


All right I am done, I apologize if I upset you.

http://media.tumblr.com/tumblr_lxglpaSTlg1r3zat8.jpg

Girls, girls, you're both pretty, can we go home now?

Always buy a house when you can afford it. The price will appreciate over time. Renting is never favorable over the long term. And trying to play the housing market and time it is a fool's errand.

Likewise, don't be so risk-averse. There's risk in missing a quality opportunity, you know.

LOL! Tell me my butt doesn't look big in these jeans and I'll be happy to go home then.