Obama Care


JoeRedskin
10-06-2010, 04:18 PM
If its anything more than 150 bucks a month then she would just get a priv health care coverage. if people could afford 200 a month on health care there wouldnt be people walking around without it.

150 bucks a month to cover a person for emergency visits and preganancies is absurd? your absurd.
i pay close to alil over 200 a month and i am covered for every freakin lil thing but i am fortunate to be an attorney with a good employer plan.

...

if 150 a mo for basic services is absurd, how much do you think people should pay for ins a mo under the new health care plan? the whole issue is lowering costs! it shouldnt cost thousands of dollars to take an MRI or 450 bucks for a med tech to take 3 mins in reding an MRI or xray.
and drs are racking up unneccesary treatments for people with health insurance to rack up the bills. see dr in balt city who was implanting 100s of unnecessary stents in peoples veins for money.

You include pregnancy as one of the basic services to be covered - you do realize that pregnancy is one of those really expensive services in part due to malpractice issues. What about truly major medical shock trauma issues - those helicopters ain't cheap? How much should it cost for "basic services"? Find an actuary, describe the services and the population that has to pay it and ask him. Otherwise your just blowing smoke. I mean, you do know how insurance works ... right??

I agree that costs are the issue. As for the specific costs you mention - again, where's your basis for assesing the accuracy. How much does the machine cost to purchase? to maintain? How much does it cost to train the techs? What's there salary? What are the liability issues? Seriously - does your firm do a cost analysis, market comparison in determining your hourly rate? Or do they do you just charge by the hour on what "feels" right?

On a larger scale - what is your plan for lowering medical costs? How do you intend to revamp the system. Sure the stent issue is obvious malpractice - now. A lot of these "unnecessary procedures", however, are litigation fodder when someone is injured and a test that might have alerted the doctor to a problem exists but was not used. So, just to be safe, test away. You can drive up costs for treatment (increased testing) or drive up doctor's (and therefor patient) costs for malpractice insurance (decreased testing). Take your pick.

As was discussed ad nauseum earlier in this thread - the health care system is broken and needs to be completely revamped. That is just not going to happen now - we got our "reform". Count me as one of those who thinks it is just pumping more money into a fractured system and is only a very short-term, expensive band-aid.

firstdown
10-06-2010, 04:18 PM
If its anything more than 150 bucks a month then she would just get a priv health care coverage. if people could afford 200 a month on health care there wouldnt be people walking around without it.

150 bucks a month to cover a person for emergency visits and preganancies is absurd? your absurd.

i pay close to alil over 200 a month and i am covered for every freakin lil thing but i am fortunate to be an attorney with a good employer plan.

not all people work in corporate america, some people are bartenders, taxi drivers, etc and these people cant afford what priv ins companies ask for.

next time she hurts herself well just leave our wallet at the house and go to the hospital bleeding and not have any identification and get free but albeit slow service. :food-smil

if 150 a mo for basic services is absurd, how much do you think people should pay for ins a mo under the new health care plan? the whole issue is lowering costs! it shouldnt cost thousands of dollars to take an MRI or 450 bucks for a med tech to take 3 mins in reding an MRI or xray.

and drs are racking up unneccesary treatments for people with health insurance to rack up the bills. see dr in balt city who was implanting 100s of unnecessary stents in peoples veins for money.

Most doctors are doing those extra test to avoid having an attorney sue them because the guy with a cough ended up keeling over because the doctor missed something. My buddy pays $109,000 for malpractice ins. and has never had a claim in his 25 yrs. I guess you missed the link I provided that shows rates for your 30 yr old girlfriend for under $200 a month. I'm guessing if she cannot afford a couple hundred a month for health coverage she must not have a cell phone, cable, or INTERNET access. Is that true?

FRPLG
10-06-2010, 04:35 PM
over the mountain

What Joe said.^^

The problem to me with our system is not really lack of access. Nobody in this country should have a lack of access. The problem is cost cost cost cost cost. On one hand it COSTS way too much for anybody except the very rich to pay for out of pocket. On the other it is a very specialized industry that is never going to be "cheap". Does it cost too much? Yeah. Will it ever get cheap enough that $150 a month for insurance is reasonable? I very highly doubt it. Obamacare or whatever we want to call it didn't do much at all to really fix the fundamental problem of cost. Fixing malpractice won't either. There are other reasons it cost so much. Some of them can be fixed and some can't.

firstdown
10-06-2010, 05:08 PM
over the mountain

What Joe said.^^

The problem to me with our system is not really lack of access. Nobody in this country should have a lack of access. The problem is cost cost cost cost cost. On one hand it COSTS way too much for anybody except the very rich to pay for out of pocket. On the other it is a very specialized industry that is never going to be "cheap". Does it cost too much? Yeah. Will it ever get cheap enough that $150 a month for insurance is reasonable? I very highly doubt it. Obamacare or whatever we want to call it didn't do much at all to really fix the fundamental problem of cost. Fixing malpractice won't either. There are other reasons it cost so much. Some of them can be fixed and some can't.

So you think my buddy who pays $109,000 for malpractice does not take that into his pricing when he does a surgury. I wonder how many he has to do just to pay that bill or how much is tacked on to each bill.

JoeRedskin
10-06-2010, 05:19 PM
Of course he does, but FRPLG's point (I think) is that it is not malpractice issues alone that are the issue. I would go further that it's really impossible to fix malpractice issues without revamping the entire system.

saden1
10-06-2010, 05:46 PM
It can be affordable it's just that our system is structured for profit. It's a system that encourages having the latest gizmos at the hospital instead of being patient care centric. As long as health care is an essential services that is monopolized in this county it will continue to cost more.

firstdown
10-06-2010, 06:17 PM
It can be affordable it's just that our system is structured for profit. It's a system that encourages having the latest gizmos at the hospital instead of being patient care centric. As long as health care is an essential services that is monopolized in this county it will continue to cost more.

So your having a stroke do you want to go to the hospital with all the latest gizmo's or the one that has not up dated their equipment in 15 yrs so they can keep cost down?LOL

The only way to really save any money here on health care is to limit procedures and to have those death panels. Its the sad fact no one will talk about but we pump way to much money into keeping grand dad alive another month or so. Or treating an 85 yr old man for cancer who already is dying of heart conditions. At some point we need to pull the plug.

saden1
10-06-2010, 06:24 PM
So your having a stroke do you want to go to the hospital with all the latest gizmo's or the one that has not up dated their equipment in 15 yrs so they can keep cost down?LOL

The only way to really save any money here on health care is to limit procedures and to have those death panels. Its the sad fact no one will talk about but we pump way to much money into keeping grand dad alive another month or so. Or treating an 85 yr old man for cancer who already is dying of heart conditions. At some point we need to pull the plug.

I want to be like those countries whose people live longer and their health care cost is a lot less than ours not some old break away USSR country. I hope that makes sense.

Hog1
10-06-2010, 08:43 PM
So your having a stroke do you want to go to the hospital with all the latest gizmo's or the one that has not up dated their equipment in 15 yrs so they can keep cost down?LOL

The only way to really save any money here on health care is to limit procedures and to have those death panels. Its the sad fact no one will talk about but we pump way to much money into keeping grand dad alive another month or so. Or treating an 85 yr old man for cancer who already is dying of heart conditions. At some point we need to pull the plug.

Sounds pretty simple when you say it, but the righteousness of it may prove somewhat more illusive....like abortion?

firstdown
10-07-2010, 09:26 AM
I want to be like those countries whose people live longer and their health care cost is a lot less than ours not some old break away USSR country. I hope that makes sense.

Our issue with how long people live is more of a life style choices then health care. We are the fattest country in the world by 6% over the next country. You can have all the best medical services in the world but they cannot save people from them self. That stat there alone increases our cost and causes people to die younger. Its not as simple as you make it sound.

Obesity statistics - countries compared - NationMaster (http://www.nationmaster.com/graph/hea_obe-health-obesity)

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